Benefits for carers

On this page we explain the two key benefits - Carer's Allowance and Carer's Credit - that you may be entitled to claim if you are caring for someone who is blind or partially sighted.

Carer's Allowance

Carer's Allowance is the main benefit to claim if you are caring for another person. It is not means-tested and does not depend on National Insurance contributions.

To claim Carer's Allowance you must:

  • be 16 or over
  • not earn more than £100 a week after deductions
  • not be in full-time education
  • spend at least 35 hours a week looking after a person who receives one of the following benefits:

Important: if the person you are looking after receives a means-tested benefit and their benefit includes the severe disability premium, seek advice before claiming Carer's Allowance as their benefit may be reduced if you start getting Carer's Allowance.

How do I claim Carer's Allowance?

Call the Benefit Enquiry Line on 0800 88 22 00 to request a claim form or go to the GOV.UK webpage on Carer's Allowance to download or complete the form online.

Carer's Allowance can be backdated for up to three months on request.

How much Carer's Allowance will I get?

The basic rate is £59.75 a week. This is taxable. If you already receive means-tested benefits such as Income Support, you will not be financially worse off by claiming Carer's Allowance.

You may be entitled to additional amounts for your spouse or for an adult dependant who is looking after your child. However these additions may not be payable if your spouse or adult dependant has income above a certain level.

If you receive a State Retirement Pension, you may not be paid any Carer's Allowance as these benefits overlap.

Can I receive Carer's Allowance at the same time as other benefits?

You cannot normally be paid Carer's Allowance if you receive contribution-based Employment and Support Allowance (ESA), Incapacity Benefit, State Pension or certain bereavement benefits at the same time. However, it may still be worthwhile claiming Carer's Allowance if you get a means-tested benefit such as Income Support to establish "underlying entitlement" to Carer's Allowance.

This underlying entitlement means you may be able to get an increased amount of income-related ESA, Income Support, Pension Credit, Housing Benefit or Council Tax Benefit.

The increase is called the carer premium, or the "additional amount for carers" in Pension Credit. It is worth up to £33.30 a week.

Carer's Credit

What is Carer's Credit?

Carer's Credit is a National Insurance credit paid weekly. It was introduced to help carers build up their qualifying years for the basic state pension. This means thousands more carers will be able to build up their basic state pension. Bereavement benefits for spouses and civil partners will also be protected. It is not a benefit payment.

Do I qualify for Carer's Credit?

You will qualify for Carer's Credit if:

  • you care for someone for 20 or more hours a week
  • the person(s) you are caring for receives the middle or higher care component of Disability Living Allowance, either rate of Attendance Allowance, Constant Attendance Allowance, or the daily living component of Personal Independence Payment
  • a Health or Social Care Professional has certified the person(s) you care for needs the level of care you provide.

How do I apply for Carer's Credit?

Contact the Benefit Enquiry Line (BEL) on 0800 88 22 00 or the Carers Allowance Unit on 0845 608 4321 for an application form. You can also download an application pack from the GOV.UK website.

If you receive Income Support you will not need to submit an application and your local Jobcentre Plus will notify you of your award of credits.

Further information

For more details about Carer's Allowance and Carer's Credit, download our factsheet:

If you experience difficulties claiming any of the benefits mentioned in this factsheet, disagree with a decision or want further information, please call our Helpline on 0303 123 9999 or email helpline@rnib.org.uk. Please note that we can only give advice about benefits for blind and partially sighted people, and their carers or dependants.

You might also like to read more of our information for family, carers and friends.

This information gives general guidance only and is not an authoritative statement of the law.

Last updated: 9 April 2013

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Family, carers and friends

A guide for family, carers and friends of someone with sight loss, outlining the support, information and products that are available to help you and the people you look after.

Carers UK

RNIB has teamed up with Carers UK - a charity set up to help the millions of people who care for family or friends - to ensure you get the support, information and advice you need with your caring situation.