Marriage Allowance

If you’re married or in a civil partnership and one of you earns less than £11,850 you could benefit from the Marriage Allowance

Marriage Allowance lets you transfer £1,190 of your Personal Allowance to your husband, wife or civil partner - if they earn more than you. This reduces their tax by up to £238 in the tax year (6 April to 5 April the next year). To benefit as a couple, you (as the lower earner) must have an income of £11,850 or less. Your partner must be a basic rate tax payer. 

You can backdate your claim to include any tax year since 6 April 2015 that you were eligible for Marriage Allowance.

To claim you and your partner must be born on or after 6 April 1935 and neither of you pay tax at the higher or additional rate.

For example:

You earn £8,000 a year, and your Personal Allowance for 2018/19 is £11,850.

Your partner also has a Personal Allowance of £11,850 and earns £15,000 a year. They will usually pay 20 per cent income tax on everything they earn over £11,850.

Transferring £1,190 of your Personal Allowance to your partner will reduce their tax by £238 this year.

How can we help?

If you need further information or help with claiming the Marriage Allowance, call RNIB’s Tax Advice Service on 0345 330 4897. Open Monday to Friday, 8.45am to 5pm. You can also email [email protected].

You can apply online at gov.uk.

  • You need your and your partner’s National Insurance numbers.
  • Applications must be made by the person with the lower income.

Calculate your benefits

The benefits you're entitled to depends on your own personal circumstances. We have an easy to use calculator that asks you some questions about your situation and then tells you exactly how much you may be missing out on.

What benefits should I be receiving?